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METHOD FOR AUTHENTICATING CREDIT TRANSACTIONS TO P

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专利名称:METHOD FOR AUTHENTICATING CREDIT

TRANSACTIONS TO PREVENT FRAUDULENTCHARGES

发明人:WALLACE, Michelle, H.申请号:EP97926846.0申请日:19970530公开号:EP0953180A1公开日:19991103

摘要:A dynamic authentication process having multiple tiers of validation. A first tierof validation authenticates the credit transaction based upon static personal identificationnumbers. If this first tier of validation is satisfied, a threshold determination is made as towhether a secondary tier of validation is required. These thresholds are defined by eitherthe service provider or the card holder to address the additional costs of a second tier ofvalidation.

申请人:MCI COMMUNICATIONS CORPORATION

地址:1133 19th Street, N.W. Washington, DC 20036 US

国籍:US

代理机构:Melzer, Wolfgang, Dipl.-Ing.

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