专利内容由知识产权出版社提供
专利名称：PERSONALIZED BUDGETS FOR FINANCIAL
SERVICES
发明人：Dianne Rodor Martini,Karina Ciotto Dos
Santos
申请号：US14882555申请日：20151014
公开号：US201600345A1公开日：20160204
专利附图：
摘要：An illustrative embodiment of a computer-implemented process for
personalized financial budget tracking receives a request for a user purchase transaction,
wherein the user purchase transaction is one of a purchase transaction and a paymenttransaction and responsive to a determination of a payment method, determines whetherthe user purchase transaction is authorized. Responsive to a determination the userpurchase transaction is authorized, the computer-implemented process determineswhether personalized expense categories are activated and responsive to a
determination the personalized expense categories are activated, prompts for a categorycode. Responsive to receiving the category code, the computer-implemented processtracks expenses using a personalization category code received, wherein the
personalization category code received is associated with the user purchase transaction.
申请人：INTERNATIONAL BUSINESS MACHINES CORPORATION
地址：Armonk NY US
国籍：US
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