非养老金业务表（男）
年龄(x)01234死亡率qx0.0007220.0006030.0004990.0004160.000358生存人数lx死亡人数dx生存人年数Lx1000000
Tx
期望寿命ex
i
0.06
722603498415357999639998977998426997969997583767099257571028674711309737128837271491376.7175.7674.8173.8572.8899927899867599817799776250.00032399740560.00030999708270.00030299677480.00030199647390.000303996173100.000305995872110.000308995568120.000313995261130.000324994950140.000343994627150.000372994286160.000412993916170.000459993507180.000512993051190.000564992542200.000612991983210.000654991375220.000689990727230.000716990044240.000739989336250.000757988604260.000775987856270.000794987091280.000818986307290.000849985500300.000889984663310.000937983788320.000993982866330.001055981890340.001121980854350.001194979755360.001275978585370.00136797733738
0.001472
976001
322997244308996928301996624300996323302996023304995720307995415312995105322994789341994457370994101409993712456993279508992797560992262607991679648991051683990386709989690731988970748988230766987473784986699807985903837985082875984226922983327976982378103698137211009803041170979170124897796113369766691437
975283
71717330707200866972315868726534677302116673418865738468647430546374794862753160617587036076460259770890587776115778481556792552558008735480982253819436528297465184077650852546498650734887837447892471469073894592316344939836439574584297608641995781410166124003865139061981
71.9070.9369.9568.9767.9967.0166.0365.0564.0763.0962.1161.1460.1659.1958.2257.2556.2955.3254.3653.4052.4451.4850.5249.5648.6047.6446.6845.7244.7743.8142.8641.9140.9740.02
390.001589974564400.001715973016410.001845971347420.001978969555430.002113967637440.002255965593450.002413963415460.002595961091470.002805958596480.003042955908490.003299953000500.00357949856510.003847946465520.004132942824530.004434938928540.004778934765550.005203930299560.005744925458570.006427920142580.00726914229590.008229907591600.009313900123610.010644891740620.011805882248630.013092871833640.014519860419650.0161847927660.017898834275670.019895819343680.022113803042690.024575785285700.027307765986710.03034745070720.033703722464730.037434698115740.041463671982750.045918644119760.050839614543770.056274583300780.062273550475790.068891516196800.07618748063481
0.084224
4440161549973790166997218217929704511918968596204596661521779645042325962253249495984426899572522908954454314495142833919481603641944644389694087641639368464466932532484092787853169228005914917185663791091074699038578383895931949288699410415877041114148661261249285417313652841101149328268091630181119317758794164192987756362091775552822605733767243497102902613368504827862658051295776293313124359892132825566888342805333353556149841536618462325373974253183808669937112908361407273517027634201680332350653227056131308308303484642939121228436759274853312653717125592526246516502371480422782272218543942093159420014408191034981819964117303710164167161553967514673549138193761297827512151466113402731054610997704749014946828117975708896885841622779055984594999538443265038993153400900293857439.0838.1437.2136.2735.3534.4233.5032.5831.6630.7529.8428.9428.0427.1426.2625.3724.4923.6122.7521.8921.0520.2219.4018.6117.8217.0516.3015.5614.8314.1213.4312.7612.1011.4610.8410.259.679.118.578.057.557.086.62
820.09307140661937844830.102836877537910840.11348933086537550850.12522129331536729860.1380825658635429870.15215722115733651880.16754318750631415890.18433315609128773900.20262112731825797910.222510152122588920.2440597893219264930.2673835966815954940.2925444371412788950.319604309269884960.348606210427335970.379572137065203980.41249585043508990.447334499622351000.48401276113361010.52239714257441020.5623176803831030.6035392981801040.6457711876105
1
4242假设：死亡人的分数年龄为0.5
38769734982031209027495123887120433117179914170411441990227693005169137320259841737411105675038792093105348920880212513256212555917757391463649118869894982774549557369743199231757322734615804610635569035430512567714572782239431851798309101216.185.765.374.994.634.293.983.683.393.132.882.652.432.232.051.871.711.571.431.301.171.040.850.50
中国人寿保险业经验生命表(2000-2003)—换算函数表
非养老金业务表（男）
利率为0.06
年龄(x)生存人数lx01234Dx
Nx
Cx
Mx
Rx
10000001000000.0017300940.42999278942715.0916300940.42998675888817.5815358225.32998177838088.7414469407.74997762790320.8413631319.00681.13536.28418.42328.91266.9220701.4920020.3519484.0719065.6618736.751020906.571000205.08980184.73960700.65941635.00567891011121314151617181920212223242526272829303132333435363738
997405997082996774996473996173995872995568995261994950994627994286993916993507993051992542991983991375990727990044989336988604987856987091986307985500984663983788982866981890980854979755978585977337976001745318.78702903.81662911.90625199.72589633.52556089.49524452.72494614.33466471.24439924.63414880.88391251.46368953.08347909.18328048.16309304.85291618.45274931.82259190.94244344.67230343.49217140.68204690.94192951.34181880.66171439.86161591.93152302.38143538.81135271.11127471.20120112.26113168.98106617.2412840998.1612095679.3811392775.5610729863.6610104663.949515030.428958940.928434488.207939873.877473402.627033477.996618597.116227345.655858392.575510483.405182435.244873130.394581511.944306580.124047389.183803044.513572701.013355560.333150869.392957918.052776037.392604597.532443005.602290703.222147164.412011893.301884422.101764309.841651140.86227.11204.90188.87177.53168.55160.01152.39146.05142.58142.35145.60152.07159.76168.05174.55178.58179.92178.71175.08170.35164.50158.76153.33148.90145.68143.78142.84142.68142.86143.06143.59144.47145.95148.0618469.8318242.7218037.8117848.9517671.4117502.8717342.8617190.4717044.4216901.8416759.4916613.8916461.8216302.0516134.0015959.4615780.8815600.9615422.2515247.1715076.8214912.3214753.5714600.2414451.3414305.6614161.8814019.0413876.3613733.5013590.4513446.8613302.3913156.44922898.25904428.42886185.70868147.89850298.94832627.53815124.66797781.80780591.33763546.91746645.07729885.58713271.69696809.88680507.83664373.82648414.36632633.48617032.53601610.28586363.11571286.28556373.96541620.39527020.15512568.81498263.15484101.26470082.22456205.86442472.36428881.91415435.05402132.66
39404142434445464748495051525354555657585960616263646566676869707172737475767778798081
974564973016971347969555967637965593963415961091958596955908953000949856946465942824938928934765930299925458920142914229907591900123891740882248871833860419847927834275819343803042785285765986745070722464698115671982644119614543583300550475516196480634444016100434.2594598.7489091.0483893.0878987.8774359.4069992.1965871.0461981.2358308.8454841.0051566.1248473.6145553.9042797.8040196.2637739.8135418.3533221.6131139.7129163.8127286.6225502.3623802.7522190.3420660.2119207.7817828.8016518.5915273.5414090.3712966.1311898.1810884.149921.999009.978147.547333.426566.605846.295171.914543.033959.351544523.611444089.361349490.631260399.591176506.511097518.651023159.25953167.06887296.02825314.80767005.96712164.95660598.84612125.23566571.33523773.53483577.27445837.46410419.11377197.50346057.79316893.98289607.35264104.99240302.24218111.90197451.69178243.92160415.11143896.52128622.98114532.61101566.4889668.3078784.1668862.1759852.2051704.6644371.2437804.6531958.3626786.4522243.42150.56153.05155.07156.55157.45158.19159.33161.26164.02167.34170.68173.67175.92177.57179.02181.19185.25191.93201.43213.28226.40239.74256.08265.09274.07282.99291.74301.04310.04318.63326.67334.02340.56346.06350.40352.43352.94351.72348.61343.46336.13326.53314.6013008.3812857.8312704.7712549.7112393.1612235.7012077.5111918.1811756.9211592.9111425.5711254.8911081.2210905.3010727.7210548.7010367.5110182.279990.349788.919575.639349.239109.498853.418588.328314.258031.277739.537438.497128.456809.836483.166149.135808.575462.515112.114759.684406.744055.023706.403362.953026.822700.29388976.22375967.84363110.01350405.23337855.53325462.37313226.67301149.15289230.97277474.05265881.14254455.57243200.68232119.46221214.16210486.43199937.73189570.22179387.95169397.61159608.70150033.06140683.83131574.34122720.93114132.61105818.3597787.0990047.5682609.0775480.6268670.7962187.6456038.5150229.9344767.4239655.3134895.6330488.8926433.8822727.4719364.5316337.71
828384858687888990919293949596979899100101102103104105
4066193687753308652933152565862211571875061560911273181015217893259668437143092621042137068504499627611425680298118423420.642926.682477.182071.741709.731390.241111.99873.28671.99505.50370.78264.42182.75121.9778.2948.1128.1615.618.143.961.780.740.280.0918284.0714863.4311936.759459.577387.835678.094287.853175.862302.581630.591125.09754.31489.89307.13185.16106.8758.7630.6014.996.852.891.100.370.09300.34283.83265.22244.74222.72199.56175.76151.86128.45106.1185.3766.7050.4436.7825.7517.2310.966.593.721.950.950.420.170.092385.692085.351801.521536.301291.561068.84869.28693.52541.65413.20307.10221.73155.03104.5967.8142.0624.8313.887.293.571.620.670.250.0913637.4211251.739166.387364.865828.574537.013468.172598.891905.381363.72950.52643.42421.70266.67162.0994.2752.2127.3813.506.212.641.020.340.09
Sx
############################################################################################################################################################################################################97415306.6191187960.9585329568.3879819084.9874636649.7569763519.3665182007.4260875427.3056828038.1253024993.6149452292.6046096732.2742945862.8839987944.8337211907.4434607309.9232164304.3229873601.0927726436.6825714543.3823830121.2722065811.440.0011970.0012280.0012690.0013180.0013750.0014380.0015080.0015830.0016630.0017490.0018390.0019360.0020380.0021470.0022620.0023830.002510.0026430.0027830.0029280.003080.0032380.0034050.0035810.0037670.0039640.0041740.0043970.0046340.0048860.0051530.0054370.0057380.0060580.0063960.0067550.0071360.007540.007968
20414670.5818870146.9717426057.6016076566.9714816167.3813639660.8712542142.2211518982.9710565815.929678519.898853205.108086199.147374034.196713435.356101310.125534738.795010965.254527387.984081550.523671131.403293933.902947876.122630982.142341374.792077269.801836967.561618855.661421403.961243160.051082744.94938848.41810225.43695692.82594126.34504458.04425673.88356811.71296959.51245254.85200883.60163078.95131120.60104334.150.0084220.0089040.0094140.0099570.0105340.0111490.0118040.0125040.013250.0140470.0148960.0158040.0167750.0178150.0189340.020140.0214390.0228390.0243420.0259520.0276710.0295030.0314550.0335220.035740.0381190.0406750.0434210.046370.0495390.0529440.0566050.0605430.0647780.0693350.0742370.0795240.0852290.0913880.0980410.1052290.1129980.121397
82090.7363806.6648943.2337006.4827546.9120159.0814480.9910193.147017.284714.703084.111959.011204.70714.81407.68222.52115.6556.8926.2911.314.451.560.460.090.1304790.1403010.1509220.1624070.1748220.1882390.202730.2183710.2352380.2534070.2729510.2939440.316450.3405270.3662270.3935930.4226660.4535180.4863240.5216150.5610790.6105030.6929210.943396
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