专利名称：Real-time insurance estimate based on non-personal identifying information
发明人：Craig Oldham,Michael Frederick
Hobart,Dean Krieter,Javier Porras,JeffreyRobert Herrmann,John Paul Wojcik
申请号：US12031927申请日：20080215公开号：US08065169B1公开日：20111122
专利附图：
摘要：Methods and systems for providing estimated insurance quotes/premiums are
described herein. After analyzing rate factors, a subset of rate factors are selected thatyield a fairly accurate estimated insurance premium from a minimum amount of
information easily obtainable from a user. The user inputs a value from a predeterminedset of allowable inputs (value input filter). After receiving and analyzing the user inputs,the system generates one or more estimates and displays the one or more estimates tothe user, e.g., via a web page. When multiple estimates are provided, the multipleestimates may differ based on the level of coverage, add-on features, or both. Readilyknown non-personal identifying information is preferably requested and used, therebyalleviating privacy concerns while still being able to provide an estimate to the user veryquickly, e.g., under 30 seconds, once all the requested information is obtained.
申请人：Craig Oldham,Michael Frederick Hobart,Dean Krieter,Javier Porras,JeffreyRobert Herrmann,John Paul Wojcik
地址：Chicago IL US,Round Lake Beach IL US,Rolling Meadows IL US,Morton Grove ILUS,Gurnee IL US,Huntley IL US
国籍：US,US,US,US,US,US
代理机构：Banner & Witcoff, Ltd.
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